Other requirements must also be fulfilled if the business's shares are publicly traded. Some popular American stock insurance providers consist of Allstate, MetLife, and Prudential. A mutual insurance provider is a corporation owned solely by the policyholders who are "contractual creditors" with a right to vote on the board of directors. Normally, companies are handled and assets (insurance coverage reserves, surplus, contingency funds, dividends) are held for the advantage and protection of the policyholders and their recipients.
While not ensured, there are companies that have paid a dividend every year, even in difficult economic times. Large shared insurance providers in the U.S.